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We offer enhanced and simple checking account solutions to choose from, each designed to suit your individual needs. Have access to your money on a daily basis for every day needs. Each account makes banking easier and includes:

  • A Large ATM network
  • Online Banking
  • E-statements
  • FinanceWorks, makes it easier to monitor your Cash-flow
  • TeleBanking

Traditional Checking

  • May be opened with an initial deposit of any amount
  • There is a daily minimum or average daily balance requirement to avoid a monthly service charge
  • No limit to the number of checks that may be written per month and there are no charges per check written
  • Free imaged checks option with CheckManager Plus
  • Other service charges may apply
  • Contact a Personal Banker for more details

College Checking Account

We have designed an account to handle the finances for young adults and provide peace of mind to parents. Here's a summary of its benefits:

  • FREE Checking Account in the students name with no minimum balance and no check writing limits¹
  • Free imaged checks option with CheckManager Plus®
  • An ATM Card
  • A special Automatic Transfer feature so parents won't have to write allowance checks


¹Other qualifications and service charges may apply. See bank for details.

Regular NOW Account

  • An interest-bearing checking account
  • May be opened with an initial deposit of any amount
  • There is a daily minimum or average daily balance requirement to avoid a monthly service charge
  • No limit to the number of checks that may be written per month
  • No charge per check written.
  • Free imaged checks option with CheckManager Plus
  • Other service charges may apply
  • Contact a Personal Banker for more details

PlatinumPreferred® Account

Hinsdale Bank & Trust Co. has developed an attractive combination of products and services to meet the banking needs of customers who have reached the age of fifty or older.

It's called the PlatinumPreferred Account®, and it's the best account of its kind in the area.

Benefits include:

  • An interest bearing NOW Checking Account.
  • With no monthly service charge and no minimum balance¹.
  • FREE supply of checks².
  • FREE Online Banking and FREE Bill Pay.
  • FREE Imaged checks option with CheckManager Plus.
  • Bonus interest rates on all fixed rate CDs. Please see our Deposit Rate sheet.
  • FREE 3" X 5" X 21" safe deposit box for one year (or equivalent savings off a larger box)³ and a 50% discount after that.
  • FREE ATM Card with a personalized identification number of your choice
  • FREE MasterCard credit or debit card-no annual fee
  • FREE Cashier's Checks-no service charge on the purchase of Cashier's Checks.
  • FREE Travelers Checks-no service charge on the purchase of American Express Travelers Checks.
  • FREE Notary and FREE Signature Guarantees.
  • FREE Money Orders.
  • FREE Direct Deposit or payroll, benefit, and dividend checks.

Fees, such as overdraft charges, and fees for special services may apply. Limitations apply on type of check and quantity ordered. Limited number of boxes available. Available by visiting bank in person. Annual fee waived, first year and each year thereafter if you make at least one purchase per year.

Community Account

Whether you've just moved to the area or are a longtime resident, the community account™  offers a whole bundle of benefits that have no fee or are free. You can utilize some or all of the following benefits:

  • An interest bearing NOW Checking Account
  • With no monthly service charge and no minimum monthly balance¹
  • FREE checks-no charge for first order of safety paper checks and we'll buy back up to 200 of your old checks
  • FREE On-line Banking and FREE Bill Pay.
  • Free imaged checks option with CheckManager Plus™
  • Overdraft protection available (Prime rate)²
  • A low rate Home Equity Line of Credit²
  • $50 one time credit on a safe deposit box²
  • FREE, no fee MasterCard Card² and no extra fee ATM Card
  • No fees when you purchase Cashier's Checks and American Express Travelers Checks
  • Special discounts at participating merchants

¹Fees, such as overdraft charges, and fees for special services may apply. ²Please call the bank for disclosure on this product.

Charity Master Account

We created our Charity Master Account to give something back to the community. Our ultimate goal is to allow these organizations to keep money working towards the cause for which it is meant.

Charity Master is a series of accounts and services designed to fulfill the banking needs of charities, schools and other not-for-profit organizations, including:

Free NOW Account

Select a general operating account, a payroll account, a special fund account or all of the above.

  • No monthly service charge, maintenance or activity fee. Other service charges may apply.
  • FREE first order of personal-sized Deluxe checks (up to 200 checks).
  • FREE imaged checks with CheckManager Plus®.
  • FREE On-line Banking and Telebank.
  • FREE Bill Pay.
  • FREE QuickBooks download capabilities.

Free Accounts for Employees

In these days of rising bank service charges, free bank accounts for salaried employees can be viewed as a valuable employee benefit for your staff.

  • No monthly service charges for employees with traditional checking accounts. Other service charges may apply.
  • FREE first order of personal-sized Deluxe checks (up to 200 checks).
  • FREE On-line Banking, Bill Pay and CheckManager Plus®.

Credit Card Processing

Credit cards have become a convenient and sometimes necessary part of daily operations and fundraising endeavors. Charities and schools often lack the transaction volumes to obtain the most economical processing fees and support costly equipment... resulting in lost revenues or delayed cash flow. To help you in this area, we provide a credit card processing system that is affordable and easy to use.

  • This service is available to not-for-profit organizations at a special rate
  • There is no need to purchase costly equipment
  • If you have the processing volume to support your own direct processing system, we still offer discounts on equipment and transaction costs

Cash Services

  • Many times, charities and schools find themselves with opportunities which require the extension of credit-either on a short term or long term basis. Our bank, or in conjunction with the State of Illinois or other government agencies, can provide qualified borrowers with the perfect loan at the lowest rates to meet their needs.

Education Classes

  • Teaching young people the basic concepts of finance and banking is an important part of their education in today's complex word. Officers of our bank are available to come and speak to classes from grade school to high school on such issues as fundamental money management skills, how a bank works, how to obtain credit and much more. Tours for qualified groups are also available.

It's Easy To Open This Account

Fill out and submit this application form or come see one of our experienced personal bankers.

Hinsdale Account™

Whether you've just moved to the area or are a longtime resident, the Hinsdale Account™ (or Clarendon Hills Community Account™ , Western Springs Account™) offers a whole bundle of benefits that have no fee or are free. You can utilize some or all of the following benefits:

  • An interest bearing NOW Checking Account
  • With no monthly service charge and no minimum monthly balance¹
  • FREE checks-no charge for first order of safety paper checks and we'll buy back up to 200 of your old checks
  • FREE On-line Banking and FREE Bill Pay.
  • Free imaged checks option with CheckManager Plus  
  • Overdraft protection available (Prime rate)²
  • A low rate Home Equity Line of Credit²
  • $50 one time credit on a safe deposit box²
  • FREE, no fee MasterCard Card² and no extra fee ATM Card
  • No fees when you purchase Cashier's Checks and American Express Travelers Checks
  • Special discounts at participating merchants

¹Fees, such as overdraft charges, and fees for special services may apply. ²Please call the bank for disclosure on this product.


It's Easy To Open One of These Accounts


Our SimpleSwitch system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Please contact us if you have any questions.