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The choice of investments for your retirement funds is never easy. The funds you have saved for your retirement deserve special attention. How much you save and the returns on those funds may be the difference between being able to have the lifestyle you want during retirement or being forced to accept something less. We have many options for your money and want to help you manage your money in the best way possible. This time in your life may be the most enjoyable and relaxing. We want to help you enjoy the ride.

Total Access Checking

  • FREE ATMS NATIONWIDE1
  • NO MINIMUM BALANCE REQUIRED
  • NO MONTHLY MAINTENANCE FEES
  • ONLY $100 NEEDED TO OPEN
  • ONLINE & MOBILE BANKING2
  • REMOTE DEPOSIT2
  • ONLINE BILL PAY2
  • E-STATEMENTS2
  • PERSON-TO-PERSON PAYMENTS2
  • CARDLESS CASH2
  • DEBIT CARD3

1. The bank does not charge its customers a monthly card usage fee. No transaction charge at any ATM in the Allpoint, MoneyPass, or Sum surcharge–free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1.10% International Service fee charged by MasterCard® for certain foreign transactions conducted outside the continental United States. 2. Third party message, data, and/or internet fees may apply. Use of online Banking is required for access to Mobile/Remote banking and person-to-person payments. Mobile/Internet connectivity is required. Remote Deposit requires established Checking, Savings or Money Market deposit account for personal, family or household purposes with the Bank for at least 30 days and has had no more than six overdraft occurrences within the past or current calendar year. Person-to-person payments require a Checking account. Cardless Cash requires a checking account and debit card with the bank and is available only at Wintrust Community Bank ATMs. 3. Overdraft fees may apply.

Access Plus Checking

  • FIVE FREE NATIONWIDE ATM REFUNDS PER STATEMENT CYCLE1
  • ONLY $100 NEEDED TO OPEN
  • $1,000 MINIMUM DAILY BALANCE OR $2,500 AVERAGE BALANCE FOR THE MONTHLY STATEMENT CYCLE TO AVOID A $10 MONTHLY FEE
  • VARIABLE INTEREST RATE WITH INTEREST PAID MONTHLY
  • FREE FIRST ORDER OF SPECIALTY CHECKS2
  • ONLINE & MOBILE BANKING3
  • REMOTE DEPOSIT3
  • ONLINE BILL PAY3
  • E-STATEMENTS3
  • PERSON-TO-PERSON PAYMENTS3
  • CARDLESS CASH3
  • DEBIT CARD4

1. The bank does not charge its customers a monthly card usage fee. No transaction charge at any ATM in the Allpoint, MoneyPass, or Sum surcharge–free networks. Other banks outside the network may impose ATM surcharges at their machines. Up to five (5) surcharge fees assessed by owners of other ATMs outside the network will be reimbursed per statement cycle. Reimbursement does not include the 1.10% International Service fee charged by MasterCard® for certain foreign transactions conducted outside the continental United States. 2. Restrictions on style and quantity may apply. 3. Third party message, data, and/or internet fees may apply. Use of online Banking is required for access to Mobile/Remote banking and person-to-person payments. Mobile/Internet connectivity is required. Remote Deposit requires established Checking, Savings or Money Market deposit account for personal, family or household purposes with the Bank for at least 30 days and has had no more than six overdraft occurrences within the past or current calendar year. Person-to-person payments require a Checking account. Cardless Cash requires a checking account and debit card with the bank and is available only at Wintrust Community Bank ATMs. 4. Overdraft fees may apply.

Premier Checking

  • FREE ATMS NATIONWIDE1
  • ONLY $100 NEEDED TO OPEN
  • $10,000 AVERAGE DAILY BALANCE OR $75,000 COMBINED AVERAGE RELATIONSHIP BALANCE FOR THE MONTHLY STATEMENT CYCLE TO AVOID A $25 MONTHLY FEE
  • TIERED AND VARIABLE INTEREST RATE WITH INTEREST PAID MONTHLY WHEN $10,000 MINIMUM DAILY BALANCE IS MET
  • FREE BANK SPECIALTY CHECK PRINTING FOR YOUR PREMIER CHECKING2
  • WAIVED FEES WHEN PURCHASING MONEY ORDERS, CASHIER CHECKS, AND TRAVELERS CHECKS
  • WAIVED FEES FOR INCOMING WIRE TRANSFERS CREDITED TO YOUR PREMIER CHECKING ACCOUNT
  • WAIVED FEES ON A SAFE DEPOSIT BOX – SMALLEST BOX SIZE OFFERED AT THE BRANCH LOCATION OR EQUIVILENT DISCOUNTS ON A LARGER SIZE BOX
  • ONLINE & MOBILE BANKING3
  • REMOTE DEPOSIT3
  • ONLINE BILL PAY3
  • E-STATEMENTS3
  • PERSON-TO-PERSON PAYMENTS3
  • CARDLESS CASH3
  • DEBIT CARD4

1. The bank does not charge its customers a monthly card usage fee. No transaction charge at any ATM in the Allpoint, MoneyPass, or Sum surcharge–free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1.10% International Service fee charged by MasterCard® for certain foreign transactions conducted outside the continental United States. 2. Restrictions on style and quantity may apply. 3. Third party message, data, and/or internet fees may apply. Use of online Banking is required for access to Mobile/Remote banking and person-to-person payments. Mobile/Internet connectivity is required. Remote Deposit requires established Checking, Savings or Money Market deposit account for personal, family or household purposes with the Bank for at least 30 days and has had no more than six overdraft occurrences within the past or current calendar year. Person-to-person payments require a Checking account. Cardless Cash requires a checking account and debit card with the bank and is available only at Wintrust Community Bank ATMs. 4. Overdraft fees may apply.
 

PlatinumPreferred® Account

Hinsdale Bank & Trust has developed an attractive combination of products and services to meet the banking needs of customers who have reached the age of fifty or older.

It's called the PlatinumPreferred Account®, and it's the best account of its kind in the area.

Benefits include:

  • Variable interest rate checking account with no monthly service charge and no minimum balance to maintain¹.
  • FREE first order of bank specialty checks².
  • FREE Online Banking and FREE Bill Pay.
  • FREE Imaged checks option with CheckManager Plus.
  • Bonus interest rates on all fixed rate CDs (excludes promotions). Please see our Deposit Rate sheet.
  • Waived rental fee on a 3" X 5" X 21" safe deposit box for the first year (or equivalent savings off a larger box)³ and a 50% discount after that as long as the Platinum Preferred Account remains open.
  • FREE ATM Card with a personalized identification number of your choice
  • FREE debit card-no annual fee4
  • Waived fees when purchasing Money Orders, Cashier's Checks, and Travelers Checks.
  • FREE Notary and FREE Signature Guarantees.
  • FREE Direct Deposit of payroll, benefit, and dividend checks.

Platinum Preferred Account is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded monthly and credited to your account monthly.

1Fees, such as overdraft charges, and fees for special services may apply.2 Limitations apply on type of check and quantity ordered. 3Limited number of boxes available. Available by visiting bank in person. 4Overdraft fees may apply.

Statement Savings

  • VARIABLE INTEREST RATE WITH INTEREST PAID QUARTERLY
  • NO MINIMUM OPENING DEPOSIT NEEDED
  • $200 MINIMUM DAILY BALANCE REQUIREMENT TO AVOID A $10 FEE PER CALENDAR QUARTER
  • EXCESSIVE TRANSACTION FEES MAY APPLY1
  • ONLINE & MOBILE BANKING2
  • REMOTE DEPOSIT2
  • E-STATEMENTS2

1. Transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six (6) per calendar month with no transfers by check, draft, or similar order to third parties. More than eighteen (18) withdrawals in a calendar quarter may be charged an excessive transaction fee. Please see the bank's fee schedule for more details. You may make unlimited ATM withdrawals and unlimited withdrawals in person at a teller window. 2. Third party message, data, and/or internet fees may apply. Use of online Banking is required for access to Mobile/Remote banking. Mobile/Internet connectivity is required. Remote Deposit requires established Checking, Savings or Money Market deposit account for personal, family or household purposes with the Bank for at least 30 days and has had no more than six overdraft occurrences within the past or current calendar year.

Money Market

  • TIERED AND VARIABLE INTEREST RATE WITH INTEREST PAID MONTHLY
  • $100 MINIMUM OPENING DEPOSIT NEEDED
  • $2,500 MINIMUM DAILY BALANCE OR $5,000 AVERAGE DAILY BALANCE REQUIREMENT TO AVOID A $15 FEE PER MONTHLY STATEMENT CYCLE
  • EXCESSIVE TRANSACTION FEES MAY APPLY1
  • ONLINE & MOBILE BANKING2
  • REMOTE DEPOSIT2
  • E-STATEMENTS2

1. Transfers from a money market account to an account of the same depositor at this bank or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, or similar order to third parties are limited to six (6) per monthly statement cycle. More than six (6) withdrawals in a monthly statement cycle may be charged an excessive transaction fee. Please see the bank's fee schedule for more details.  You may make unlimited ATM withdrawals and unlimited withdrawals in person at a teller window. 2. Third party message, data, and/or internet fees may apply. Use of online Banking is required for access to Mobile/Remote banking. Mobile/Internet connectivity is required. Remote Deposit requires established Checking, Savings or Money Market deposit account for personal, family or household purposes with the Bank for at least 30 days and has had no more than six overdraft occurrences within the past or current calendar year.

Platinum Adventures® Club

Where are your friends? They are on a tour with the Platinum Adventures® Club! You can join your friends for exciting tours planned for you if you are 50 years of age and maintain a balance of $5,000 in any type of account.

Events are scheduled to meet everyone's interest zones: historical tours, theatre and lunch, art tours, Chicago's latest events, architecture cruise/tour, overnights to neighboring states, and extended domestic and international tours. Select the events that interest you. Some events are FREE. As a member, you will receive a quarterly brochure detailing all events, so you may register for those in which you wish to participate.

WHERE ARE YOU?  WE HAVE MISSED YOU!  JOIN YOUR FRIENDS AND TRAVEL WITH THE PLATINUM ADVENTURES CLUB AT 
HINSDALE BANK & TRUST...

 

UPCOMING 2016 EVENTS

Date

Event

 
January 26

Platinum Adventures® Health Fair
Wintrust Financial Center, Rosemont
TIME: 11:30AM | COST: FREE

 
February 10

Beautiful
Oriental Theater
TIME: 10 AM TO 5:30 PM | COST: $150 PER PERSON

 
February 11 Keep it Safe Presentation
Wintrust Financial Center, Rosemont
TIME: 11:30 AM | COST: FREE
 
February 17 Coin Stories and Appraisal
Ruth Lake Country Club, Hinsdale
TIME: 9 AM | COST: FREE
 

February 24

Violet Jessop, Titanic Survivor
Ruth Lake Country Club, Hinsdale
TIME: NOON TO 2:30 PM | COST: $48
 
April 27 Circling the Sun by Barbara Rinella
Ruth Lake Country Club, Hinsdale
TIME: 10:30 AM TO 12:30 PM | COST: $60
 
May 11 The King and I
Lyric Opera of Chicago
TIME: 9:45 AM TO 5:30 PM | COST: $125
 
Extended Trips
March 6-9 Washington D.C.
COST: DOUBLE $1,925 PP | SINGLE $2,275 PP
 
April 25-29 Kentucky: A Bluegrass Beauty
COST: DOUBLE $1,775 PP | SINGLE $2,075 PP
 
May 14-22 Tropical Costa Rica
COST: DOUBLE $3,050 PP | SINGLE $3,500 PP
 
June 8-10 Amish Country Traditions
COST: DOUBLE $1,075 PP | SINGLE $1,175 PP
 
June 23-July 1 Washington’s Waterways & National Parks
COST: DOUBLE $3,489 PP | SINGLE $4,488 PP
 
July 26-August 3 Northern National Parks
COST: DOUBLE $3,989 PP | SINGLE $4,854 PP
 
August 2-4 Summertime Mini-Mystery Tour
COST: DOUBLE $1,075 PP | SINGLE $1,175 PP
 
September 1-12 Southern Italy & Sicily
COST: DOUBLE $4,935 PP | SINGLE $5,335 PP
 
October 18-19 Springfield: The Land of Lincoln
COST: DOUBLE $370 PP | SINGLE $420 PP
 
October 27-31 Spotlight on New York City
COST: DOUBLE $3,274 PP | SINGLE $4,274 PP
 

*All tours have two departure sites:

  • Christ Lutheran Church of Clarendon Hills
  • Christ Church of Oak Brook

 

 

 

*FOR ADDITIONAL INFORMATION, AND/OR TO MAKE A RESERVATION,
CALL ESTHER SCOTT: 630-655-8478

**BECOME A MEMBER OF PLATINUM ADVENTURES AND ENJOY ALL EVENTS
AND ACTIVITIES OFFERED: Call Esther Scott at 630-655-8478.


ALL EXTENDED TOURS ARE CUSTOMIZED AND LIMITED TO 25 PERSONS.

 

 

 
 
 

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

  • 3 Months
  • 4-6 Months
  • 7-12 Months
  • 13-18 Months
  • 19-24 Months
  • 25-30 Months
  • 31-36 Months
  • 37-48 Months
  • 49-60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.

An interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded and credited to your account monthly.

Transaction limitations; You may not make any transfers from this account to another account of yours or to  third parties by preauthorized, automatic, or telephone transfer or similar order to third parties

Interest rates vary depending on the term of the CD. You may not make deposits into the account until the maturity date. Subject to early withdrawal penalties.  See CD for our renewal policy.