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The choice of investments for your retirement funds is never easy. The funds you have saved for your retirement deserve special attention. How much you save and the returns on those funds may be the difference between being able to have the lifestyle you want during retirement or being forced to accept something less. We have many options for your money and want to help you manage your money in the best way possible. This time in your life may be the most enjoyable and relaxing. We want to help you enjoy the ride.

PlatinumPreferred® Account

Hinsdale Bank & Trust Co. has developed an attractive combination of products and services to meet the banking needs of customers who have reached the age of fifty or older.

It's called the PlatinumPreferred Account®, and it's the best account of its kind in the area.

Benefits include:

  • An interest bearing NOW Checking Account.
  • With no monthly service charge and no minimum balance¹.
  • FREE supply of checks².
  • FREE Online Banking and FREE Bill Pay.
  • FREE Imaged checks option with CheckManager Plus.
  • Bonus interest rates on all fixed rate CDs. Please see our Deposit Rate sheet.
  • FREE 3" X 5" X 21" safe deposit box for one year (or equivalent savings off a larger box)³ and a 50% discount after that.
  • FREE ATM Card with a personalized identification number of your choice
  • FREE MasterCard credit or debit card-no annual fee4
  • FREE Cashier's Checks-no service charge on the purchase of Cashier's Checks.
  • FREE Travelers Checks-no service charge on the purchase of American Express Travelers Checks.
  • FREE Notary and FREE Signature Guarantees.
  • FREE Money Orders.
  • FREE Direct Deposit or payroll, benefit, and dividend checks.

1Fees, such as overdraft charges, and fees for special services may apply.2 Limitations apply on type of check and quantity ordered. 3Limited number of boxes available. Available by visiting bank in person. 4Annual fee waived, first year and each year thereafter if you make at least one purchase per year.

Platinum Preferred Account is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded monthly and credited to your account monthly.

Platinum Adventures® Club

Where are your friends? They are on a tour with the Platinum Adventures® Club! You can join your friends for exciting tours planned for you if you are 50 years of age and maintain a balance of $5,000 in any type of account.

Events are scheduled to meet everyone's interest zones: historical tours, theatre and lunch, art tours, Chicago's latest events, architecture cruise/tour, overnights to neighboring states, and extended domestic and international tours. Select the events that interest you. Some events are FREE. As a member, you will receive a quarterly brochure detailing all events, so you may register for those in which you wish to participate.






January 28 Chicago is a City of Learning and Ambition
Tour University of Chicago Logan Center for Performing Arts
Tour DePaul University of Performing Arts - Theatre
Lunch: Kendall College Culinary School
February 4 Making Important Decisions - and Making the "Right" Decision
Presentation by Home Helpers of Hinsdale: Mary and Mike Doepke
Ruth Lake Country Club
February 11 Fashioning the Magnificent Mile - Exhibit at Chicago History Museum And The Railroaders Exhibit: Jack Delano's Homefront Photography
Tour: Fashion and Design School at The Art Institute
Lunch: Grand Lux Café
February 19 A culinary Tour with History
Breakfast: Neuvo Leon Restaurant; Tea Culture: Dim Sum Representative;
Lunch: Greek Islands; Dessert: Little Italy (Scafuri Bakery and Tour)
Individual Tour: Eataly

March 11

What's New With Medicare? Presented by: Diane Aducci
New Long Term Insurance Options: by Renee Cooper
Ruth Lake Country Club
March 18 "The Blue Man Group" - Briar Street Theatre
Lunch: Belden Stratford Boutique Hotel
March 31 Flowers, History, Reminiscing - Tracing our Steps of Time
Tour: Macy's Spectacular Flower Show and Guided Tour of Macy's
Lunch: Walnut Room
Tour Stained Glass Windows on Lower Level or Shopping Time

*All tours have two departure sites:

  • Christ Lutheran Church of Clarendon Hills
  • Christ Church of Oak Brook



EXTENDED TOURS 2014 – 2015

Date Event   Details
February 2015 Spectacular South Africa    
April 2015 New Orleans by Pullman    
September 2015 Portugal & Its Islands  







Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

  • 3 Months
  • 4-6 Months
  • 7-12 Months
  • 13-18 Months
  • 19-24 Months
  • 25-30 Months
  • 31-36 Months
  • 37-48 Months
  • 49-60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.

An interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded and credited to your account monthly.

Transaction limitations; You may not make any transfers from this account to another account of yours or to  third parties by preauthorized, automatic, or telephone transfer or similar order to third parties

Interest rates vary depending on the term of the CD. Interest is calcualted using the daily balance method. You may not make deposits into the account until the maturity date. Subject to early withdrawal penalties.  See CD for our renewal policy and your options on how interest is calculated and paid.