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It is never too early to start helping your child develop a healthy respect for money and to help them develop some good financial habits. Encouraging children at an early age to start saving money can lead to some very good habits and attitudes about money that will help them through their lifetime. As your child grows so should their financial accounts. We’ve developed a suite of products from childhood to adulthood to help your child grow in their financial knowledge.

Junior Savers Club Account™

The Junior Savers Account is a Passbook Savings Account designed to teach children and young adults ages 18 years and younger the rewards of saving. The benefits of a Junior Savers Club Account are:

  • No service fees
  • Junior Savers are eligible for a number of other fun benefits

Learn more about our Junior Savers Account

Uses the daily balance method to calculate interest. Interest will be compounded and credited to your account monthly.

Transaction limitations; You may not make any transfers from this account to another account of yours or to  third parties by preauthorized, automatic, or telephone transfer or similar order to third parties

Beginning at age 21, a minimum balance fee of $1.00 will be imposed every statement cycle if the daily balance in the account falls below $100.00 any day of the statement cycle.

Young Adults


As your children grow and become responsible young adults, their financial needs grow too. Help them learn more about financial responsibility by selecting some of the products below.

Student Checking Account

We have designed an account to handle the finances for young adults and provide peace of mind to parents. Here's a summary of its benefits:

  • FREE Checking Account in the students name with no minimum balance and no check writing limits¹
  • Free imaged checks option with CheckManager Plus®
  • An ATM Card
  • A special Automatic Transfer feature so parents won't have to write allowance checks

¹Other qualifications and service charges may apply. See bank for details.

Accounts that most of our customers like you choose

MasterCard Debit Card

Our MasterCard Debit Card provides the convenience of allowing you to draw from your account without the hassles of writing a check.

Simply use the card to pay for retail transactions wherever MasterCard is accepted. The card will automatically deduct the purchase from your checking account. And that transaction will be recorded on your monthly checking account statement. Now you can replace your current ATM card and checks with one easy-to-use card.

  • Features & Benefits
  • Direct access to your checking account wherever MasterCard is accepted—9 million merchants and 190 countries worldwide
  • No check writing hassles
  • No additional identification may be required
  • No interest or finance charges apply
  • No PIN number needed on signature based transactions
  • Can be used instead of an ATM card at SUM and MoneyPass ATMs in the Chicagoland area
  • After Hours Toll Free phone number to report your card lost or stolen. Just call 1-800-236-2442 after our normal business hours.

It's Easy To Apply For This Card

Come into any of our convenient bank locations and see one of our friendly Personal Bankers.