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Now is the time to take charge of your financial future. We will help you set financial goals and help you achieve them, whatever they may be. From basic checking accounts to money markets, certificates of deposit, our experienced professionals can help devise a plan that’s right for you. Check out some of our products below.

Traditional Checking

  • May be opened with an initial deposit of any amount
  • No limit to the number of checks that may be written per month and there are no charges per check written
  • Free imaged checks option with CheckManager Plus
  • Other service charges may apply
  • Contact a Personal Banker for more details

Community Account

Whether you've just moved to the area or are a longtime resident, the community account™  offers a whole bundle of benefits that have no fee or are free. You can utilize some or all of the following benefits:

  • An interest bearing NOW Checking Account
  • With no monthly service charge and no minimum monthly balance¹
  • FREE checks-no charge for first order of safety paper checks and we'll buy back up to 200 of your old checks
  • FREE On-line Banking and FREE Bill Pay.
  • Free imaged checks option with CheckManager Plus™
  • Overdraft protection available (Prime rate)²
  • A low rate Home Equity Line of Credit²
  • $50 one time credit on a safe deposit box²
  • FREE, no fee MasterCard Card² and no extra fee ATM Card
  • No fees when you purchase Cashier's Checks and American Express Travelers Checks
  • Special discounts at participating merchants

¹Fees, such as overdraft charges, and fees for special services may apply. ²Please call the bank for disclosure on this product.

Statement Savings Account

  • Minimum Daily Balance requirement of only $100 to avoid a $1.00 service fee per statement cycle
  • Interest is compounded and paid quarterly
  • Statements conveniently combined with your monthly checking statement OR sent quarterly
  • Transfer fund as needed to your checking account with Telebank or FREE online banking

 

Passbook Savings Account

  • You receive a personalized passbook where all of your transactions are recorded at the time of deposit or withdrawal
  • Interest is compounded and paid quarterly
  • Minimum Daily Balance requirement of only $100 to avoid a $1.00 service fee per statement cycle

Heritage Money Market Account

Our Heritage Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.

Features & Benefits

  • Minimum Daily Balance of only $5,000.00 to avoid a $15.00 monthly service fee
  • Higher interest rates than a typical Savings Account
  • Unlimited deposits and up to six preauthorized debits at no charge
  • Unlimited withdrawals when made in person or by ATM, mail or messenger at the bank
  • FREE Online Banking and Telebank

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

  • 3 Months
  • 6 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.

Home Equity Lines of Credit

Our home equity lines of credit can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:

  • Improving your home
  • Purchasing a vehicle
  • Paying off medical bills
  • Consolidating debt
  • Paying off a credit card balance while lowering your cost of borrowing

Give us a call or stop in today for more information.

Overdraft Protection

 

  • Allows you to cover the unexpected opportunity or the occasional overdraft
  • Flexible line amounts
  • Competitive interest rate

For more information, please call (630) 323-4404 to speak with a personal banker.   

 

 

 

Auto Loans

Products & Programs

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles
  • Loan to value up to up to 80%

Please call (630) 323-4404 and talk to one of our friendly Personal Bankers for more information.

 

 

Mortgages and Refinancing

While some community banks may not be known for full service mortgage lending operations, we have it all: years of experience, hundreds of loan programs and pricing options, all coupled with the client-focused service that you have come to know from us. Our mortgage professionals have weathered the ever-changing real estate market.  To complement the basic Conventional, FHA and VA Programs, we are positioned to meet the needs of the continually evolving market demands.

The highly skilled staff of Wintrust Mortgage is dedicated to providing service that exceeds the expectations of the customer.  By staying abreast of technological advancements, our mortgage professionals can provide low-cost products and services to our customers.  As a result, you will find your experience with us surpasses that of any other lender you have dealt with in the past.

Loan Programs include:

  • We Offer a Complete Line of Loan Programs for Every Buyer
  • Pre-Qualifications Seven Days a Week
  • Fixed and Adjustable Rate Mortgages
  • Jumbo Loans
  • FNMA and FHLMC Conventional Financing
  • FHLMC, FHA & VA
  • 2nd Mortgages and Home Equity Lines of Credit (HELOC)
  • HECM or Home Equity Conversion Mortgages - “Reverse Mortgages” Available in Most States

Refinancing

At Hinsdale Bank & Trust Co., our mortgage and banking professionals are here to guide you through the refinancing process and make your experience as easy as possible.  Depending on your current mortgage or home equity situation, refinancing may be an attractive option.
By refinancing with Hinsdale Bank & Trust Co., you may be able to:

  • Lower your current rate
  • Extend repayment period
  • Reduce risk
  • Lower your current payment

Contact Us

If you are interested in a mortgage, please contact us at .  If you would like to apply online, please click here.

Mortgage Lending is provided through our affiliate Wintrust Mortgage. Wintrust Mortgage is an Equal Opportunity Employer and an Equal Housing Lender.
Wintrust Mortgage is a division of Barrington Bank & Trust, N.A., NMLS # 449042, a Wintrust Community Bank.