The choice of investments for your retirement funds is never easy. The funds you have saved for your retirement deserve special attention. How much you save and the returns on those funds may be the difference between being able to have the lifestyle you want during retirement or being forced to accept something less. We have many options for your money and want to help you manage your money in the best way possible. This time in your life may be the most enjoyable and relaxing. We want to help you enjoy the ride.
Hinsdale Bank & Trust Co. has developed an attractive combination of products and services to meet the banking needs of customers who have reached the age of fifty or older.
It's called the PlatinumPreferred Account®, and it's the best account of its kind in the area.
- An interest bearing NOW Checking Account.
- With no monthly service charge and no minimum balance¹.
- FREE supply of checks².
- FREE Online Banking and FREE Bill Pay.
- FREE Imaged checks option with CheckManager Plus™.
- Bonus interest rates on all fixed rate CDs. Please see our Deposit Rate sheet.
- FREE 3" X 5" X 21" safe deposit box for one year (or equivalent savings off a larger box)³ and a 50% discount after that.
- FREE ATM Card with a personalized identification number of your choice
- FREE MasterCard credit or debit card-no annual fee4
- FREE Cashier's Checks-no service charge on the purchase of Cashier's Checks.
- FREE Travelers Checks-no service charge on the purchase of American Express Travelers Checks.
- FREE Notary and FREE Signature Guarantees.
- FREE Money Orders.
- FREE Direct Deposit or payroll, benefit, and dividend checks.
1Fees, such as overdraft charges, and fees for special services may apply.2 Limitations apply on type of check and quantity ordered. 3Limited number of boxes available. Available by visiting bank in person. 4Annual fee waived, first year and each year thereafter if you make at least one purchase per year.
Platinum Preferred Account is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded monthly and credited to your account monthly.
Platinum Adventures® Club
Where are your friends? They are on a tour with the Platinum Adventures® Club! You can join your friends for exciting tours planned for you if you are 50 years of age and maintain a balance of $5,000 in any type of account.
Events are scheduled to meet everyone's interest zones: historical tours, theatre and lunch, art tours, Chicago's latest events, architecture cruise/tour, overnights to neighboring states, and extended domestic and international tours. Select the events that interest you. Some events are FREE. As a member, you will receive a quarterly brochure detailing all events, so you may register for those in which you wish to participate.
WHERE ARE YOU? WE HAVE MISSED YOU! JOIN YOUR FRIENDS AND TRAVEL WITH THE PLATINUM ADVENTURES CLUB AT
HINSDALE BANK & TRUST...
UPCOMING 2014 EVENTS
|October 11||“COLE PORTER’S GREATEST HITS” |
LUNCH: Bistro Bordeaux
|October 15||TOUR PRESENTATION |
NEW ENGLAND CRUISE by Liz Wolak, Viking Tours
|October 21||DELIGHT IN YOUR DAY IN RACINE – Wright Tower and More . . .|
|October 29||“THE MONUMENT MEN: SAVING EUROPES TREASURES” |
By Art Excursions
|“CHRISTMAS AT THE WHITE HOUSE” - by Jenny Riddle|
|November 19||“THE WONDERFUL FIRESIDE CHRISTMAS” |
Fireside Dinner Theatre – Fort Atkinson, WI
|November 24||ANNUAL/TRADITIONAL DRAKE TEA |
(Chicago Drake Hotel)
|December 2||“CHOCOLATE AND CHOO CHOOS” |
Long Grove Confectionery
Lunch: Botanic Garden
Cadwell’s Grille for a Spectacular Dessert
|December 13||PLATINUM ADVENTURES ANNUAL HOLIDAY PARTY |
McDonald’s Hyatt Lodge and
Chicago Symphony Christmas Performance
|December 28||“SALUTE TO VIENNA” – Symphony Center |
*All tours have two departure sites:
EXTENDED TOURS 2014 – 2015
|October||Door County Fall Tour|
|February 2015||Spectacular South Africa|
|April 2015||New Orleans by Pullman|
|September 2015||Portugal & Its Islands|| |
CONTACT: ESTHER SCOTT 630-655-8478
ALL EXTENDED TOURS ARE CUSTOMIZED AND LIMITED TO 25 PERSONS.
Fixed Rate Certificates of Deposit
We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms
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Minimum balance to open a fixed-rate certificate of deposit is $1,000.
An interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded and credited to your account monthly.
Transaction limitations; You may not make any transfers from this account to another account of yours or to third parties by preauthorized, automatic, or telephone transfer or similar order to third parties
Interest rates vary depending on the term of the CD. Interest is calcualted using the daily balance method. You may not make deposits into the account until the maturity date. Subject to early withdrawal penalties. See CD for our renewal policy and your options on how interest is calculated and paid.